[Urban cultivation + loan-based cultivation System + hilarious subversion of expectations] Ji Tianjiao transmigrates into an urban cultivation world and immediately falls victim to a honey trap! Just as he's about to be swindled out of tens of thousands, he awakens the **Borrow-to-Cultivate System**! The price is deducted from his lifespan! Borrow enough for the first Qi Refining level, and he loses ten years of his life! The beautiful woman behind the honey trap is actually a disciple of the Wuji Sect. If he doesn't join, she'll kill him on the spot! But once he joins the sect, all the elders refuse to take him! He has to deal with scheming fellow disciples who smile to his face, while also keeping his distance from the dangerous, beautiful senior sister. "I'm fine with the cutthroat competition of cultivation, but could you at least stop lending against my lifespan?" Armed with the immortal weapon Longyuan Sword, he dominates the urban cultivation world by borrowing years from his life. See how Ji Tianjiao scrambles to survive amid beautiful women and deadly dangers!
Haha! Well written