[Transmigration + Sword Cultivation + Lighthearted + One Female Lead + Debt Repayment]
Lu Feng transmigrated nineteen years ago. He never got a System or an old man in a ring. All he got was a sword.
Every sword on the mountain was willing to go with someone, except this one. For sixty years, it had refused everyone. Then it chose him.
That very afternoon, a recording jade from sixty years ago played a voice identical to his own. Only then did he learn that his soul was one and the same as the greatest Sword Immortal in the Five Provinces.
The bad news: the Sword Immortal hadn't left him a single move.
The worse news: the Sword Immortal owed debts all over the world: a pot lid, a goose, a boat, three hundred shi of rice, and even a life. Every creditor recognized his face and voice.
Fortunately, he could borrow from the sword: borrow one slash from his past life, repay two within three days. Can't pay it back? The sword goes on strike.
Lu Feng, who had worked in credit for five years back on Earth, stared at the IOU floating out of the scabbard and fell silent for a long time. "I transmigrated nineteen years ago just to come here and pay off debts?"
Only later did he learn that even transmigration itself was another debt left behind by his past life.
(Slow-burn ensemble cultivation fantasy | Accounting-based cultivation | A stubborn but softhearted credit officer × an arrogant, fussy sword spirit who keeps the books. 300,000 words already written, with steady daily updates. Readers, jump in without worry!)
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