At his poorest, Lin Yang had just 37.2 yuan left, yet he was saddled with a 2,000,000-spirit-coin loan taken out in his descendants' names. He couldn't even afford the spiritual energy he'd need tomorrow.
At school, he ranked at the bottom of his class, and nobody believed in him.
The spirit-debt company gave him three options: work in the mines, test drugs, or sell his body and have his soul keep working inside the Ten Thousand Souls Banner.
Just as he was about to be driven into a corner, he unexpectedly transmigrated to a classical cultivation world.
There, he gained a brand-new identity: an outer sect disciple of the Qingyun Sect.
And an against-heaven golden finger: the ability to travel between two worlds.
The classical cultivation world was full of spiritual herbs but lacked modern technology.
The modern federation had a thriving immortal path, but its resources were monopolized by capital.
Lin Yang immediately started shuttling goods across worlds.
The immortal sects' discarded pills could be refined into high-priced medicine in the federation.
The sects' spirit stones could be exchanged for huge sums of spirit coins in the modern world.
The federation's eye implant for assisting with alchemy was a cheat-level divine tool in the immortal sects' world.
Even basic high school boxing became an advanced martial art in the eyes of ancient cultivators.
While others secluded themselves to cultivate, he relied on his Heavenly Spiritual Root and his sect's fortune to break through at a ridiculous pace.
While others fought desperately for a single Qi-Gathering Pill, he'd already turned the markets of both worlds into his own business.
Those who once mocked him could only watch as he rose to the top of the Prodigy Rankings.
The spirit-debt company that once tried to force him into selling his life now begged him to sign a billion-level cultivation contract.
Years later, the spirit-debt company's collections department dialed Lin Yang's number as usual.
“Student Lin Yang, you have an overdue spirit loan in your name...”
There was no response.
The debt collector was puzzled, when a line of text appeared on the screen:
[The other party has transcended the Three Loans, stands outside the Five Insurances, and has attained the Dao as a true immortal without a job or a leak.]