After three years working as a debt collector, Lu Zhao unexpectedly inherits his father’s blank ledger. From then on, he can see the debts owed by everyone: the principal, the daily interest, and the due date.
People secretly borrow power in exchange for debt, never realizing the creditor is right behind them. While others grow stronger through cultivation, he levels up by taking on debt. The more he owes, the harsher his methods become.
But every debt must eventually be repaid. He must settle the dead account of his father’s disappearance, and, before the scales bearing down on everyone are taken away, set them straight with his own hands.
This is written in a narrative style. Please don’t complain if it’s not to your taste.