In the vast blue star where spiritual energy has revived, the size of the planet has expanded ten thousand times, alien beasts are running rampant, and thousands of races have invaded, and the world has completely entered an era of prosperous martial arts. Only by awakening talents and practicing martial arts can human beings be able to contend with alien races and beasts and survive in troubled times. Nowadays, social classes are highly consolidated, and all cultivation resources are monopolized by top chaebols and established martial arts families. Ordinary people at the bottom have almost no chance to counterattack and stand out. The protagonist awakens to a unique wealth replacement system. The rules of the system are extremely special: as long as the host passively suffers a loss of wealth, whether it is cheated, robbed, stolen, or forced to compensate, the host will forcibly rob the perpetrator of his luck, lifespan, and even rare talents based on the amount of the loss and the current despair value. The luck and lifespan obtained from plundering can be converted into exclusive causal points, which can be exchanged for the top skills, rare elixirs and advanced technological blueprints in the universe in the causal mall. At the same time, the system comes with a passive nature: the more the host loses money and loses money, the more terrible his luck becomes. But once he takes the initiative to make money, his luck will return to mediocrity. Relying on this special setting, the story integrates anti-fraud reality themes and integrates modern fraud methods such as bill fraud, pig-killing scams, and AI face-swapping scams into Gaowu's world view. The protagonist reverses fishing for law enforcement, actively induces fraud groups to harm himself, and thus harvests the opponent's information crazily. The ultimate sense of contrast runs through the entire text: the money-losing traps and harmful scams that others avoid have become the opportunities that the protagonist dreams of becoming stronger. In order to reach the pinnacle of martial arts, the protagonist takes the initiative to risk his own life, change his destiny by losing money, and break the class shackles of the world of martial arts.