In this world, practice is like indebtedness.
To entrain qi, a contract must be signed with the Quan Mansion, and the qi will be transported to the temple if the interest is paid. If the time is overdue, life yuan will be paid back, and one day will be converted into one year. Before he could get there, Quan Mansion sent a guest with a lantern. With one flick of the lamp, the person disappeared from the world on the spot. It's not death, it's expulsion - people who knew him can't remember him, and there are fewer footprints on the road he walked.
Shen Yan opened a pawnshop outside Yuguan City and made a living by transacting deeds for others. His deed is under a name that was expelled ten years ago. He can't be found in Quan Mansion's accounts, nothing can be illuminated by the lamp, and the interest cannot be collected.
He can borrow it without having to pay it back.
The price is paid by the people around him.