[Unconventional Cultivation + Making Money + One Female Lead + Meme Humor]
Other people cultivate through hard training, spending money, or relying on their family connections.
Gao Qianwang, the modern king of making money, cultivates by borrowing money.
With a set of scales in hand, he is steeped in karmic debt.
Borrow spirit stones and don't pay them back: the longer you drag it out, the greater the gains. The lower your creditors' favorability, the greater the gains.
And so Gao Qianwang embarked on a road of no return.
Borrow spirit stones from classmates, then drag things out until you can ask them to send you another 50.
Borrow other people's cultivation techniques, and drag it out until you get top-grade techniques.
But this isn't a one-and-done deal. If you don't repay your debts, you'll bear the karma of others.
Borrow spirit stones from loan sharks, then drag things out until righteous cultivators come to eradicate evil.
Your creditors' enemies may come knocking, and karma might make you their scapegoat.
You might also trigger a stroke of fortune for your creditor, then claim it through your own ability.
Hundreds of years later, Gao Qianwang borrows the power of creation from Heaven and Earth, then drags things out until he obtains the world's origin.
He leads the entire continent to ascend to the Spirit Realm.
He calls out to his creditors:
"Stop hounding me."
"As the saying goes, borrow and repay, and borrowing again is easy."
"I'll pay you back."
The creditors are speechless. Do you have any idea how long you've been dragging this out? Hundreds of years!
Gao Qianwang shakes his head, looking disappointed.
"It's not that I won't repay you. I'll repay you gradually, slowly, and advantageously, at a measured pace. I'll repay those who are prepared first, and those with mature mindsets first, so that early repayments can lead to later ones. I also have to repay according to the specific circumstances. I can't do it blindly. It must be precise, scientific, and efficient, while also allowing for flexibility in special cases."
"And another thing."
"Are you going to pay us back or not?!"