Lin Chuan is a food delivery rider with 370,000 yuan in debt. His greatest dream is to tear up his IOUs.
Then he stumbles upon a female CEO being hunted, and a voice suddenly rings in his mind:
[Conditions met to activate the Karma Ledger. Beginning binding...]
Those red, black, and gold threads he has been able to see since childhood are no sign of mental illness. They are the most dangerous supernatural power in the world.
Karma can be borrowed, lent, and settled.
He collects every debt owed to him, principal and interest included. Whoever harms him gets the bill sent right back.
He starts collecting debts from the lowest rungs of Jianghai City. Before long, he has worked his way up to a behemoth that controls the fates of countless people: the Bank of Fate.
Those people think he just got lucky. Until they realize that someone has come to collect every debt they owe the world.
“The interest on the karma you owe me is calculated by the second.”
