Reborn as the eldest daughter of a wealthy landowning family, Su Jin only wants to lie flat and take it easy. But then she gets bound to a Spendthrift System: she must squander one hundred thousand taels of silver within three months, or be erased. Gritting her teeth, she starts buying: barren land, a ruined temple, and a theatrical troupe. Every purchase turns a profit. A coal mine is discovered on the barren land, an ancient painting turns up in the ruined temple, and the theatrical troupe attracts investment from merchants.
Su Dafugui has been stingy all his life. Watching his daughter spend money like water, he is so furious he stamps his feet and nearly spits blood. Yet every time she finishes squandering money, it comes rushing back home several times over. The old man goes from furious to baffled, then finally rolls up his sleeves. "Daughter, let your father help you squander it!"
The System panics and keeps assigning money-losing tasks to force her to lose money. Su Jin grows richer the more she loses, while her father's abacus beads click furiously. Jealous relatives come to seize the family fortune? She spends money until they are ruined.
But she has no idea that the real endgame of this spendthrift game is only just beginning.