My Creditor Is So Gorgeous, Can I Call Her My Wife Instead?

[19-year age gap] [GL, two female leads] [Reincarnation, 1v1] [Mild horror] [Mild supernatural elements] [Both leads have no prior romantic experience]

Unlucky but cheerful college student × chaste, gloomy widow (in name only)

Includes some mildly eerie, strange tales told from unsettling perspectives. Set in a quick transmigration System world. A heads-up: dual perspectives.

To start with, Qi Yue has been able to see strange things since childhood, and they often scare her out of her wits. After finally earning enough to put herself through college, she hadn't even graduated when her good-for-nothing dad dumped a debt of tens of thousands owed to her uncle on her, when she was only nineteen.

Life really is full of surprises.

All she remembers is that her uncle's widow is a beautiful woman burdened with sorrow. But by a strange twist of fate, before she could finish paying back the money, her late uncle's widow was "bound" to her at her mother's arrangement.

Qi Yue's mind went blank. Wait, does this mean... I have to pay off the debt and support her, too?

And that's not all. Her best friend has gone missing, the school forum is full of strange posts, and why does the godmother she just met keep showing up in all sorts of bizarre places...?