When Shen Tangning opened her eyes, she became the heroine in the book who owed three debts and was targeted by her creditors. In order to protect her mother and the shop, she set up an account book and raised money to pay off her debts with the help of checkable accounts. Unexpectedly, every time she was about to pay off, the cold-faced creditor Lu Zhaoheng would use legal methods to obstruct her. She thought he just wanted to trap her with him, be on guard at every step and save money desperately. When she finally collected the money, he handed over a new account: "You are not allowed to repay this debt." She wanted to clear the account and get away, but what he wanted was for her to stay.