I start working on a new book as soon as I open it, and just read it without thinking!
The protagonist is a playful primary school student who is a bit indebted, so I give him a cheating start. He is not a bad guy, and his mental outlook will gradually improve.
No matter how much he pays, he gets as much as he takes, and the thrills he participates in will come back as gains and growth.
Those who are in trouble should care for themselves and abandon them after reading them. Don't embarrass yourself.