This book is written by front-line practitioners of local rural commercial banks. First of all, this book reviews the historical context and evolution of rural finance in China, including the three historical stages of ancient times, modern times and after the founding of New China; secondly, this book combines the practice of Jiangxi Xinfeng Rural Commercial Bank in implementing inclusive finance, and clearly shows the business norms, models, and processes of rural financial institutions; thirdly, this book starts from Adhering to the five aspects of positioning, quality and efficiency, people-oriented, customer first, and digital transformation, the development path of rural commercial banks is deeply discussed. Finally, this book combines history and current situation to clarify the development ideas of rural commercial banks and depicts a blueprint for rural commercial banks to achieve digital transformation in the future.
