Six-and-a-half-year-old Qibao gets a mysterious phone that can "summon on credit." To rescue his mother, trapped in a data space, he makes his grandpa the "front man" and uses outrageous gadgets to make the whole village rich, all while repaying a debt that will never be paid off. That is, until he decides to format the System, trading away all his superpowers to bring his mother home.
