Starting with a Crippled Martial Physique: I Can Overdraw My Combat Power

You can borrow power, and even your life can serve as collateral.

The day Ye Hengzhou, whose martial physique was considered worthless, was rejected by the martial arts academy, his younger sister fell critically ill and monsters breached the city walls. On the brink of death, he awakened a Martial Fortune Loan Panel: he could borrow up to ten times his combat power in advance, letting him slay monsters above his level and overpower prodigies.

The price was that every bit of power had to be repaid with interest. For every day his payments were overdue, his maximum lifespan was permanently reduced by 1%.

From the small city of Linjiang to the Monster-Slaying Pass, from the hidden accounts of powerful clans to the Abyssal Rift, everyone was waiting to watch debt crush him.

Ye Hengzhou merely rolled his wrist. “Since I’m already here...”

If the world owed him, then he would collect every last bit, with interest.