I borrowed 30,000 yuan from an Internet loan to treat my mother's illness, which increased to 280,000 yuan in half a year. The debt collector took my photo and made it into a nude photo and posted it on the school forum - I dropped out of school.
On the day I stood on the rooftop, a lawyer named Shen Lu came to me: "Did you sign a yin-yang contract? The other party's interest rate exceeds 24%? - Congratulations, not only do you not have to pay back the money, but you can also make them lose money."
From that moment on, I was no longer Lin Xiao who was driven to a dead end by debt collection, but a knife stabbing into the heart of a black online loan company.
That place called the "Anti-Collection Alliance" gathered a group of people who were forced into a desperate situation by online loans. We collect evidence, take legal action, report to regulators, and use the most legal method to bring every malicious platform to trial.
Jinyuan Online Loan, Xinsheng Finance, Rongxin Tianxia... The dirty transactions and black industry chains behind these names are being overturned bit by bit by a group of ordinary people.
When the debt collection team leader who once forced me to drop out of school knelt in front of me and begged me to withdraw the lawsuit——
I read his words:
"You are kneeling to the wrong person. It is the law that you should be kneeling to."
No one can completely eliminate darkness, but even lighting a lamp can give hope to countless people struggling in the darkness.
This is not just the revenge of one person, but also the story of a group of people who were forced into a desperate situation by online loans and used the law to overthrow the entire underground kingdom of loan sharks.