[Mastermind + Cultivation Finance + Everyone Misreads Him as a Powerful Figure + Never Goes into Debt]
The path to immortality is nowhere to be found, but loans can grant eternal life.
Lu Huaide transmigrated into the world of cultivation eighty years ago. With mediocre talent and his lifespan nearly spent, he was fortunate enough to awaken the Heavenly Dao Ledger.
But he knew one thing well: nothing is more expensive than free. If you borrow from the Heavenly Dao, sooner or later you'll pay with your life!
So he laid down an iron rule: never borrow from the ledger, and only serve as the Heavenly Dao's middleman!
While others cultivate through bitter training, he cultivates by collecting interest!
Lend out cultivation and settle the account with a hundredfold rebate, advancing by leaps and bounds each day;
Lend out lifespan and harvest years from the masses, cultivating from a feeble old man into one who enjoys limitless longevity;
Lend out fortune and seize fated opportunities, trampling all the gods and immortals beneath his feet!
From then on, the cultivation world gained a highly respected senior known as “Senior Lu.”
When faced with villains, good-for-nothings, and people on the brink of death, Lu Huaide gently stroked the golden ledger in his hand, his face full of compassion:
“Missing a spiritual root? Short on cultivation? Lacking a lucky opportunity? Don't worry. This old man has always been a reasonable fellow.”
“As long as you dare to sign a contract, anything can be borrowed. But my interest... must be paid with your life.”
Years later, as Lu Huaide sat high among the clouds and watched gods and immortals toil frantically to repay their unpayable Heavenly Dao debts, he finally understood:
As long as he had enough leeks to harvest, he could lend his way to an eternal, imperishable path to immortality!
