Spiritual energy has been revived for hundreds of years, and cultivating immortals has become a daily routine. Lin Mo, a teahouse clerk with mediocre qualifications, gritted his teeth and walked into the "Xiu Xian United Bank" in order to treat his sister's illness and signed a "Xiu Wei Loan" contract. He thought he was just borrowing the spiritual stone, but he didn't know that he was signing his whole life. When the first repayment date approached, he discovered that the interest was not spiritual stones, but cultivation realm. If you don't get there, you will fall down.