Cultivating on Credit: I Owe the Heavenly Dao a Universe

After transmigrating into the cultivation world, Lin Yuan bound himself to the Heavenly Dao Debt System.

Everyone told him that cultivation meant defying Heaven and changing your fate.

But the System told him otherwise: cultivation meant working for the Heavenly Dao to pay off your debts.

Qi Refining meant debt, Foundation Establishment meant debt, Golden Core meant debt, Nascent Soul meant debt… The higher your cultivation, the more you owed. Ascending to immortality? That meant signing away your freedom and becoming a slave forever.

But Lin Yuan’s constitution was a loophole in the Heavenly Dao. While everyone else went into debt cultivating, he cashed out.

Other people were struck by lightning during tribulations. His tribulations left the Heavenly Dao in debt.

Heavenly Dao: How could I, the rules governing the universe, possibly owe a mortal anything?

Lin Yuan: Sorry, the System says you owe me a whole universe.

In this life, I won’t be the sucker. I’ll be the creditor.