Shen Canglan, an outer disciple with a broken spiritual root, was treated as trash by everyone. Until he was bound by an anti-immortal cultivator system that called itself "Loan Sect" - instead of asking him to borrow, he was asked to lend! Lending loans to monks, using spiritual stones, magic weapons, and even spiritual roots as collateral. The interest doubles every day, and if it is overdue, the life span will be deducted. After the first loan was released, the debtor's spiritual roots were shattered and his cultivation was completely ruined. Shen Canglan discovered that this system was swallowing up the entire world of immortality with debt. As a result, the way of heaven collapsed, blood rained down, and the spiritual veins dried up. What's even more frightening is that the system told him: You yourself are the biggest debtor. Faced with a system that was about to swallow up everything, Shen Canglan decided to make a last ditch effort - to lend money to Tiandao and let Tiandao owe him a debt. When the sky cracked and the rules fell to the ground, he realized that the real owner of the contract was never the system, but the person who dared to say to the world, "Double the interest."