Cyber Cultivation: Starting with an Interest Rate of 48%

Name: Cyber Cultivation: Starting with an Interest Rate of 48%
Author: Heavenly Stems, Fire, and Change

赛博修仙：开局利率四十八

by Heavenly Stems, Fire, and Change (天干火易)

Status: Ongoing
Length: 171k Words
Genre: Urban
Subgenre: Urban Cultivation
Updated: 4mo ago
Source: Fanqie

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Synopsis

[Cyberpunk + Cultivation + No System + Pure Wish Fulfillment] Jiang Heng was an auditor at an accounting firm in his previous life. He died suddenly from overwork. When he opened his eyes, he had transmigrated.

Other people transmigrate to a cultivation world and start with a celestial spirit root and peerless techniques.

Jiang Heng transmigrates to a cultivation world and starts with a loan agreement charging 48% annual interest.

A debt of 48,700, with a repayment period of 147 years, while he can live for at most 120.

Put simply, he’ll never pay it off, from the day he’s born until the day he dies.

Other people cultivate: comprehend the Dao, break through, ascend.

He cultivates: keep the books, build models, make budgets.

He uses Excel to refine Qi, financial models to establish his Foundation, and debt restructuring to form his Golden Core.

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68Chapters

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