Zhou Yi, an ordinary female student who is burdened with a huge debt left by her father and was bullied wantonly by a rich second-generation group in college, has a gloomy life. The only warmth is the grandma who depends on each other but is seriously ill in bed. When she was once again forced into a desperate situation and on the verge of collapse, she unexpectedly awakened a power called "Value Reconstruction" - she could see through and quantify the "intrinsic value" of everything, and could briefly "reconstruct" its value form, such as "reconstructing" scrap metal into gold, or "reconstructing" an opponent's attack into energy to heal herself. This is both her "golden finger" and her only capital to collect debts from the world. However, crises ensued. Grandma's condition only has a three-month window left, and sky-high medical bills are imminent. At the same time, people with super powers are awakening one after another around the world, the old order collapses, and a new power pattern is formed in blood. The rich second generation who bullied her in the past gained enhanced powers supported by family resources and became a vested interest in the "new order"; the leader of the evil forces who collected debts also mutated into physically enhanced monsters, making them even more unscrupulous. Zhou Yi must use the ability of "value reconstruction" to quickly accumulate resources and improve her strength in the chaotic city. She will transform from a cautious victim into a calm, sinister and vengeful avenger. Her path is clear and cruel: settle the old accounts of school bullying, crush the oppression of the loan shark group, and finally face the "final BOSS" who is trying to monopolize all supernatural resources and establish new slavery rules behind the scenes. This is a debtor's counterattack against the entire unfair world. She wants to reconstruct the value rules of this world with her own hands...