I am Zhao Fengnian. In 2026, I stood on the rooftop of Jiangcheng Financial Center, with the bank's ultimatum on my phone. Thirty-six years ago, I rose from a poor student who owed 500 yuan in class fees to a net worth of tens of billions, and then dropped to zero overnight.
They said I was crazy and a gambler. But I only understand the "information gap" - on the eve of graduation in 2010, my diploma was deducted due to non-payment of fees. I used Nokia to find a post on the forum asking for the purchase of an iPhone 4 engineering machine. I used the demo machine with nothing and made my first 3,500 yuan.
This was the beginning of my business career. Later, I relied on this logic to fight my way through the Thousand Group War, bought the bottom when Bitcoin plummeted, and escaped before the P2P explosion.
I'm not a gambler, just a regular guy who looks for gold in trash heaps. I am good at piecing together fragmented information into a huge profit map, using human greed to let rich people advance funds, and people with goods to work, and wander around the edges of the rules.
But I have a bottom line. My wife Lin Wan always says: "Don't let yourself become a dragon." She is my moral anchor. Every time I want to cross the line, she will remind me: Don't be dirty when making money.
This book is a review of the first half of my life. I will talk about how to make the first million with 500 yuan, use the land to push the iron army to overthrow the giants, use cold wallet technology to buy Bitcoin at the lowest price, and use supply chain finance to avoid the P2P explosion.
This is not a successful study of chicken soup, but a true story of ordinary people in the primitive era relying on information gaps and cognition to cash in and climb to the top of the pyramid. It's a little dirty, a little cruel, but real enough.
If you want to find your own information gaps in uncertain times, keep reading.
I am Zhao Fengnian and this is my story.
