In the last life, Chen Nian mistakenly believed in a scumbag, had his family fortune emptied, broke up with his parents, and was eventually buried in a cold river. Reborn with endless regret, she returned to the eve of the engagement party that changed her fate. This time, she was no longer in love, she broke the engagement on the spot, exposed the scumbag's hypocrisy in public, and protected her parents and family business. Relying on her past life memories, she made precise investments and entrepreneurial counterattacks, transforming from a love-minded girl into an independent and sober business star. She took the initiative to approach Shen Yu, the scumbag's most feared opponent, and the two joined forces to make the evildoers reap the consequences. On the road of building a career and being a scumbag, she unexpectedly found true love and went in both directions with Shen Yu. Not only did she make up for all her regrets, but she also became the master of her own life and ushered in a perfect new life.