The world Lin Yi transmigrated into is utterly ridiculous: immortal sects monopolize cultivation resources, tech companies peddle artificial spiritual roots, cultivators borrow money to train, and mortals sell their organs to repay debts. Even the debt collectors send Foundation Establishment experts to their doors.
And he just happens to be a useless first-level Qi Refining cultivator buried under a mountain of "cultivation loans."
His phone is crammed with collection texts, online payments are frozen, and even buying a bottle of water means digging out crumpled cash. The original owner had piled up cultivation through predatory microloans, but his progress had long since stalled. Soon, they'd be hauling him off to the Ten Thousand Souls Banner to pay his debt in flesh.
Strangely, though, no debt collectors have shown up at his door, and there doesn't seem to be any trouble he can't handle...
