After thirty years of spiritual dryness, the Holy Land of Cultivation Realm went bankrupt, and Dagong became a debtor. Chen Mo, who was unable to cultivate, had a mysterious spiritual fetus hidden in his body and became the only spiritual energy loan shark in the world of cultivation. Lending loans with interest, and the collateral can be used to offset memories, longevity, and even roads. He originally wanted to save his sister to make a living, but he discovered in contract after contract that what he lent was never spiritual energy, but the embryo that gave birth to a new way of heaven.