I, Chen Mo, am a bankrupt in the real world and the heir to a bankrupt bank in a strange world.
My first customer today is a hanged man squatting outside the counter and crying. It wants to borrow a sum of "soul yuan" to pay off the bad luck and give birth to a good child in the next life.
I looked at its empty account and smiled: "Insufficient credit. But you can use 'future fear' as collateral - sign this 'Thirty-Year Doom Futures Contract' and the money will arrive immediately."
It was signed and left with great gratitude.
My second "customer" today is the new skinned ghost king in this neighborhood. It doesn't want to lend, it wants to rob.
I sighed and pressed the button under the counter.
In an instant, the hanged man who had just left, together with the fear futures of thousands of "potential victims" that he would scare in the next thirty years, were packaged and listed on the market with one click.
"Now, you have been acquired." I said to the stunned Ghost King.
Outside the window, countless investors who bought this "fear asset package" - Yaksha, Rakshasa, and Nightmare - were drooling and swarming in.
The essence of finance is to turn other people's troubles into your assets.