High Martial: God-Tier Spending, Taking Out a Thirty-Million Loan From the Start

Chen Yu transmigrated to an absurd and bizarre world of high martial arts.

“Natural body cultivation is just a relic of the old era. Drug-fueled training is the vessel of the new age.”

“What? You’re asking about the side effects?”

“If you’re afraid of side effects, why practice martial arts at all?”

Here, everyone relied on drugs to temper their bodies and took out loans to cultivate.

The heights of martial arts were reached one injection at a time.

Yet he was one in ten thousand, born with a sacred constitution immune to drugs?!

Even more troubling,

In his previous life, Chen Yu was an orphan who had never known his parents.

In this life, his soul transmigrated to another world, where he was forced to inherit his original body’s father’s million-yuan loan shark debt.

From the start, he was kidnapped by debt collectors. At the critical moment, he awakened the God-Tier Money-Spending System.

Basic attributes, martial art proficiency, the Martial Saint Body, the Martial God’s Heart, the Blazing Sun Meridians... He could get it all just by spending money.

But where was he supposed to get the money?

Chen Yu looked at the dozens of loan apps on his phone and suddenly understood.

“Today’s martial arts are not about talent. They’re about your credit score!”

“The more you borrow, the stronger you become!”

“If you borrow and never pay it back, what’s the difference between a loan and money in your own account?!”

“My credit limit is nothing less than my bank balance!”

The ultimate martial arts technique: turning credit into cash!

And so, he boldly borrowed thirty million.

As for paying it back...

Chen Yu glanced at the insignia identifying him as the captain of the law enforcement team, then looked at the finance company that had come to collect.

Smack!

“Who stands before the court to bring charges against this official?”

While everyone else was still spending money on drugs to level up,

Chen Yu had already achieved [debt-ful freedom] on the strength of his credit score!

This novel is also known as The Debt-Burdened War God’s Chronicles and High Martial Arts: Others Use Drugs, I Spend Money, Borrowing 30 Million from the Start.