In the past, I neither understood nor approved of those who lived in debt. I thought such behavior was no different from drinking poison to quench one's thirst, and could never be a lasting solution. To maintain appearances despite an empty purse might bring a brief moment of glory, but in the end, debts would pile up until repayment became impossible. It was simply not worth it.
But times change. Looking around, I saw that many of my friends and relatives were in debt, yet lived with ease. Some bought new homes, others luxury cars. They feasted and enjoyed themselves, never seeming embarrassed by their debts. If anything, they appeared to be living more comfortably. Seeing this, I began to waver. My former convictions melted away like ice beneath the warm sun.
Though I was tempted, I couldn't help thinking: What if I couldn't repay my debts and had no means to support myself? How could I face my parents, wife, and children? How could I answer the questions of friends and relatives? Worry and dread followed me like shadows, haunting me day and night and leaving me restless.
In the end, my longing for a more comfortable life outweighed my misgivings. After much hesitation, I finally took the plunge and borrowed money. When the funds arrived, I felt both the secret relief of having my wish granted and the unease of not knowing what lay ahead. From then on, I too joined the ranks of the indebted. Whether the road before me would be smooth or lead into a quagmire, I couldn't say.
