Borrow a Hundred, Owe Ten Thousand. You’re Not Even Pretending Anymore?

My name is Feng Yuan. I’m a freshman at a martial arts university, with an E-rank talent.

Psst! I’ll let you in on a secret: I’ve bonded with a System.

It’s not exactly a respectable System.

But whenever someone borrows money from me and doesn’t pay it back,

I can force them to repay a hundred times the principal.

What? You’re asking what happens if they have no money?

Heh!

Then they can pay off their debt with their talent, cultivation, martial skills, cultivation techniques, and whatever else they have!