No legal identity. Mountains of debt. Pay taxes to come back to life. A System that's a shady debt collector.
Ning Yu: What a start. Not even a dog would play this game!
Still, through exam tips, street vending, and writing resumes for other people, she somehow worked her way from drowning in debt to paying it all off and taking flight. Along the way, she helped a rich kid get ahead in exchange for a few System rewards.
Before she could even catch her breath, a demonic cultivator started wreaking havoc, and the System automatically launched a debt-collection mission.
The wife-killing man from the original story is flirting with her hopelessly lovesick roommate.
Ning Yu: Where's the transmigrate-into-a-book golden finger I was promised? Why can my System do nothing but hound me for money and rain on my parade?
...Never mind. First, stay alive. Settle accounts later. You have to be alive to watch the show. Dead people can only pay taxes.
The cultivation world's first financially minded heroine, bouncing around live.