The Debt Trap: The Price of Borrowing

After transmigrating into the late Yuan dynasty, Liu Chengan was driven to the brink by predatory debts from the start. As he watched his neighbors sell their children or take their own lives to repay loans with interest on interest, memories spanning past and present suddenly awakened within him!

In ancient times, the debts imposed by the Ortoq merchants devoured lives, with interest piling upon interest until countless people were forced into generations of servitude. Today, predatory online loans trap people in crushing debt and ruin countless families. In any era, borrowing sparingly and lending cautiously are essential to a secure life!

Rising against the odds, he purged corrupt loan sharks and resisted the powerful, abolished exorbitant compound interest, and established new regulations with low rates. Drawing on modern knowledge, he exposed the dark truth behind the debt crisis in a lawless age. He rallied the villagers and worked for their livelihood, fought the Ortoq merchants, and aided Hongwu, using his brilliance to wipe out predatory debt across the land!

From a broken-down home burdened by debt to establishing regulations at court, from vying for supremacy across the Central Plains to helping Hongwu secure the realm, Liu Chengan upheld fairness and set rules for borrowing in a chaotic age. One written warning urged the people of later generations to borrow with caution!

The bloody lessons of ancient debt became a mirror for people today. In this life, he would not only save the people of the late Yuan from the scourge of debt, but also leave behind a warning to protect future generations from being trapped in debt, so they could live in peace and security!