During China's economic transformation period from 2010 to 2025, grassroots young man Chen Xiao embarked on a counterattack in the gray financial zone of Jianghai City. His father died tragically due to loan collection, and his mother was seriously ill, so he dropped out of school and worked as a collection agent at "Jinding Lending", but secretly made a living by relying on economic works in the second-hand book market.
He has a beast-like crisis intuition and a contradictory personality. He is ruthless and decisive towards his enemies and tenderly protective of his family. With his extraordinary talent and ruthlessness, he started his own business by reporting to his boss, integrating logistics resources, building an intelligence network, and gradually established his own private financial territory.
On the way to his rise, he encountered the turf struggle of the old-school gangster Zhao Shanhe, the rule-based suppression of the returnee capital elite Lu Ziming, and the fatal plot of the underground bank controller Smiling Buddha. He also developed complicated feelings with Su Mingyue, who represents justice, the well-informed Red Scorpion, and Lin Wanqing, who sticks to his ideals.
From the primitive accumulation of violent collections, to the barbaric growth of P2P platforms, to the difficult search for compliance transformation, Chen Xiao has always been struggling between "survival and ambition" and "morality and interests." In the end, he integrated Jianghai City's private financial resources and established a new order for the industry. However, he voluntarily surrendered to the police and spent five years in prison to complete the redemption of the original sin of capital. In a life intertwined with light and darkness, he embarked on a bloody journey of his own.
