[Entrepreneurship + All Heavens and Worlds + Collecting Magical Weapons + Removing Difficulties]
The heaven is in charge of the operation of heaven and the affairs of gods; the human world is inhabited by mortal beings; the demon world is scattered in famous mountains and rivers, and caves and secret realms; and the underworld is in charge of reincarnation, life and death, and yin virtues and demerits. There are complex interest entanglements and power games among the three worlds, but the birth of an insurance company has created an unprecedented connection.
The Chakravartin King of the Underworld had an insight into the shortcomings of the operation of the three realms, discovered the huge potential of "Yin De" as a circulating currency, and founded the "Nether World Antai Insurance Company". This company uses the operating model of the modern insurance industry and combines it with the special laws of the spiritual world to launch various types of insurance covering life and death, artifacts, emotional marriages, reputations, and personal settings. Its business covers the three realms of immortals, humans, and demons.
One day, the Jade Emperor of Heaven came to the door with the broken Haotian Mirror. His natal magic weapon was attacked and damaged by the ancient demon god, so he happened to be insured by the "divine treasure protection insurance".
However, the "force majeure exemption" and "excluding battles between gods and demons" in the claim clause made the Jade Emperor blush on the spot. The underworld claims adjuster burst into tears facing the claim form of the Supreme Being of the Three Realms. A "terms game" + "conspiracy investigation" spanning the two worlds began: Was the Jade Emperor's loss really an accident? Or is someone taking advantage of insurance loopholes to start a war between the two worlds?