[No saintly heroine complex + harem + decisive killing + System-powered wish fulfillment + the more he borrows, the more invincible he becomes]
Lin Ye, a good-for-nothing in the declining age of cultivation, has run out of lifespan and is on the verge of death!
He awakens the Myriad Heavens Life-on-Credit System. Cultivation runs entirely on borrowed power!
He turns cultivation into a character-building game!
The strongest rancher in the cultivation world!
His charm skyrockets! He wins over every immortal maiden! Every night, he enjoys the blessings of sharing his life with beautiful women!
He borrows lifespan to stay alive, cultivation techniques to temper his body, Earth Mother Qi to grow spirit rice, and strength talismans to beat up bullies!
The System's rules defy all reason: repayment is never an equal exchange. Only future achievements can offset what he borrows!
Borrow a drop of true dragon blood to break through a bottleneck? When he proves the Dao in the future, he has to let the dragon race run rampant!
Borrow an ancient alchemy text to make immortal pills? When he founds a sect in the future, the System gets to draw on ten thousand years of the sect's fortune!
Even more outrageous, late payments carry no penalty. The borrowed items simply become bound to him, and the System instead profits from the Heavenly Dao's rewards!
His credit limit skyrockets with his potential. The more he borrows, the more he gets, and the more brazen he becomes!
Entering a secret realm? Borrow Heavenly Eye Sight and see through every formation!
Facing an Immortal Emperor? Borrow three minutes of overwhelming pressure and scare off every pursuer!
Dragon bloodline? Borrow it! Buddhist Bodhi heart? Borrow it! Demonic art that can destroy the world? Borrow it all!
The powerful beings of the myriad heavens are dumbfounded: this kid has countless trump cards, and he got them all on credit?!
When he has borrowed every last bit of the Heavenly Dao's origin and reopened the cultivation era, the System finally reveals its true identity: “I was sent by the Heavenly Dao…”
Lin Ye raises an eyebrow. “Cut the crap! First, let me borrow an eternal Dao fruit. Interest? There is no such thing!”
Just watch it and that's it!