The scene begins in a cheap rental house in the city. In the dim light of the afternoon, Chen Yu was awakened by a series of intensive mobile phone notifications. He tiredly grabbed the phone on the bedside, and there were pop-ups stacked up on the screen - "Final Notice from Xubao Finance", "Overdue Warning from Xude Baotiao", "Severe Breach of Credit Loan". He tried to turn it off irritably, but his finger accidentally opened the latest collection text message: "... If the minimum repayment is not processed before 5 pm today, legal proceedings will be initiated and your family will be contacted."