In the middle of the Qing Dynasty, Shanxi merchants dominated the business world, but they encountered a sudden financial crisis. The Qiao family was on the verge of bankruptcy. {Qiao Zhiyong}, who originally aspired to take the imperial examination, was appointed at the critical moment. He broke the Shanxi merchant tradition of "learning and excellence leads to officialdom" and determined to revive the family business. He had insight into business opportunities and innovatively launched the "ticket account" business to solve the difficulty of cash transportation in commerce with "Huitong Tianxia"; he adhered to "integrity-based" and refused to pursue short-term huge profits, winning the trust of merchants. However, the jealousy of his peers and the covetous pressure from the court led to crises one after another. Qiao Zhiyong relied on his extraordinary business acumen and wide network of good friends to save the day from danger many times. He even opened a warehouse to release grain during the years of disaster, earning him the reputation of "The Rich Man". In the end, the Qiao family became a leader in Shanxi business, and his business philosophy became a model for future generations of business circles.