Modern young man Chen Fan accidentally traveled to the Marvel Universe and landed in an alley in Queens, New York. Just when he was at a loss about this dangerous world where heroes and villains coexist, a mechanical sound suddenly sounded in his mind - [The credit knife system has been bound successfully].
Knife creditors have been walking in the market since ancient times, lending knives to people, and making prophecies. When the prophecies come true, they will come to collect the swords and collect "rewards." Chen Fan's system, on credit, is a "spiritual knife" that contains extraordinary power, and the prophecies are related to major events in the Marvel world: the birth of the Hulk, the Battle of New York, Infinity War...
Every time he completes a credit card, he can obtain extraordinary abilities as rewards from the system; but if the prophecy fails or the sword is not collected within the time limit, he will suffer horrific backlash. In an era when superheroes such as Iron Man, Captain America, and Thor were stirring up trouble, Chen Fan quietly entered the game as a mysterious knife loaner. He gave the down-and-out Bruce Banner the "Rage Suppressing Knife" that could temporarily suppress the Hulk, the desperate Nick Fury with the "Delusion-Breaking Knife" that could see through illusions, and even gave Asgard's Loki... A "Deception Knife" that was destined to make him pay the price.
He walks the line between hero and villain, both a bystander and a promoter. The thread of prophecy is entwined with destiny, and every loan is a huge gamble. He must grow up quickly between prophecies coming true in order to survive in this crisis-ridden universe, and even uncover the secrets behind the system related to the origin of the universe.
