Buried in 270,000 yuan of debt, with debt collectors blowing up his contacts and his failed business leaving him at rock bottom, Chen Mo thought his life had nothing left but darkness. Then he unexpectedly seized on the lifeline offered by the 2025 regulations on online lending. He records evidence and stands up to abusive debt collectors, calculates what he legally owes and exposes the platforms' traps, then carefully works through finding a lawyer, arranging installment payments, and filing complaints to defend his rights. From a debtor trembling in a rented room to a tough-minded man who uses his wits to navigate the maze of debt, rebuild his career, and turn his life around, he must do more than pay off what he owes. He must reclaim the dignity and future that life stole from him! When debt becomes shackles, only courage and cunning can clear a path to freedom.
