Debts in This World Are in Heaven on the Other Side

This body overcomes tribulations, and this mind builds the way - using all the debts in the world as a boat, I can ferry me to the pure land on the other side. In this universe, every debt you owe - whether it's money, emotion, or commitment - is not a pure liability. They are "catastrophes" tailor-made for you by Heaven, and they are also the most unique "cultivation materials."