Ren Feifan unexpectedly transmigrates into the world of Journey to the West, only to find that the rules have changed.
The pilgrimage no longer means fighting monsters and vanquishing demons. Now, you have to pay “merit money.”
Guanyin grants him the “Heavenly Dao Buy Now, Pay Later” account. Its credit limit is low, the interest is outrageous, and failure to repay means “body and soul destroyed.”
He plans to “pay his way out of trouble,” but his debts soar and bankruptcy looms.
He forms a “financial crisis team” with Sun Wukong as risk-control consultant, Zhu Bajie as strategic spin doctor, Sha Wujing as legal counsel, and the White Dragon Horse as logistics director.
From “sucker who pays every fee” to “freeloader.”
Become the “rule-maker” and fleece the fee collectors.
In the end, he uncovers the truth behind the power struggle between the Heavenly Court and Buddhism.
With modern-day ingenuity, Ren Feifan overhauls the economy of the Three Realms.
At the end, he faces a new choice: return to the modern world or become the “God of Wealth.”