On the verge of death when his merits were exhausted, Ruan Qingzhan accidentally discovered the connection between Yin Jue's massive merits and the Dragon God's inheritance. In order to survive, she put away her cowardice and pretended to be an ignorant clan girl to get close to the emperor's uncle - either to gain merit in the name of praying for blessings, or to resolve crises for him in court disputes in exchange for "merits and virtues". Yin Jue had already seen through her tricks, but because of her special aura that was in harmony with the remnant soul of the Dragon God, he deliberately guided her step by step.
During the confrontation, the two discovered that the Minister of Household Affairs was colluding with evil cultivators, plundering people's merits and injecting them into evil weapons in the name of disaster relief, hoping to get their hands on the merit treasure tripod and subvert the imperial power. Ruan Qingzhan relied on his talent to sense the flow of merit and virtue, and warned of crises many times; Yin Jue used thunderous means to eliminate the moths in the court and protect her. The contract of borrowing merit gradually turned into a tacit protection. When Ruan Qingzhan voluntarily sacrificed half of his soul to save Yin Jue, Yin Jue finally broke the inheritance curse and transferred his own merit into her body: "No need to borrow, my merit has always been your life-sustaining pill." In the end, the two teamed up to destroy the evil cultivator's lair and used the merit treasure tripod to reset the fate of the dynasty. "Merit transaction" leads to the affectionate bond of mutual redemption.