"The Account of Evil" tells the story of Lin Xiao, an urban white-collar worker who is forced to return to his century-old house to repay the debt owed by his great-grandmother as a spiritual medium. In the first seven nights, seven creditors, including the girl in red, the headless water ghost, and the famous opera actress, arrived one after another. The horrific transactions every night revealed the secret of the family's luck. When the seventh night's first love boyfriend demanded her life for a "love debt", she discovered that all her creditors were pawns controlled by the ghost master. In the end, Lin Xiao united with the souls to make a counter-sacrifice, and through the bloody contract and fateful curse, they uncovered the truth about the reincarnation of the three generations of the psychic family.