Xuantian Credit: Starting from Living in the Countryside

In the 21st century, Zhou Tianyuan, a social animal who worked overtime all night, suddenly died and transformed into an orphan from a demon village in Xuantian Continent. He almost fed the demon as soon as he landed and had to be rescued by monks to survive. For three years, he survived by digging wild vegetables, until he discovered a secret in a mass grave: he was the reincarnation of the core branch of the World Tree, and his five-attribute spiritual roots were not useless. He also unlocked the ability to "credit life" - learn the skills on credit and change the fate of others to pay off the debt. Now that he only has 19 years left in his life, the barrier of the demon village will be broken and the demon tide is coming. Zhou Tianyuan grabbed the basic skills he got on credit, carried dry food and a rusty sword and rushed to the Xuanji Gate: he needed to rely on the cultivation skills he got on credit to get through, pretend to be a "genius" to enter the Immortal Sect, find someone with great luck to pay off his debt, and also find out the truth about reincarnation. After all, if he exchanged his life span for immortality, he would have no way out.