Gu Yi, a so-called "lucky one," somehow ends up in an instance game.
But what kind of decent person starts out buried in debt, then gets told before the game even begins that their "Luck" is so low the System has fronted them a whopping five thousand points to keep them from dying the moment they spawn?
With the System, his creditor, following behind and demanding its points back, Gu Yi can't repay the debt, so he has no choice but to pay in installments.
To pay it off, Gu Yi takes to scavenging in the instances. If nobody else wants it, he does. If someone else wants it, he wants it too. In short: Since I'm already here, how could I leave empty-handed?
A terrible player who can't resist playing, bottom x instance NPC top
P.S. Early on, the bottom is just a "jerk" who loves flirting but never takes responsibility. He's all schemes, with no sincere feelings.