In this cultivation world where money reigns supreme, magical power can be rented, spiritual roots require renewal fees, and even breakthroughs depend on piling up resources. Zhang Yu, a poor student saddled with 700,000 yuan in debt, accidentally transmigrates and inherits the original owner's mess. But with the smarts of a modern mind and an app called the Feather Book that displays stats, he forces his way onto the path of cultivation.
He starts out taking out a loan shark's loan to renew his spiritual root, then earns his first fortune sorting energy stones. He turns the tables on powerful rivals in martial arts class, wins the resource competition through strategy, and gradually escapes poverty. After entering Kunlun Sect, he uses his business acumen to pool resources, found a cultivation services company, monopolize the energy-stone testing market, and even venture into the evil gods' network, building immense wealth and strength.
From an F-minus-ranked good-for-nothing to a Golden Core cultivator, from deep in debt to a rising star in the Kunxu business world, Zhang Yu's cultivation journey is one long hustle for money. He must not only face the dangers of breaking through to higher realms, but also guard against business rivals' plots and power struggles within the sect. With the help of allies such as Bai Zhenzhen and Elder Li, he uses money to clear the way and business to nourish his cultivation. In the end, he breaks the ironclad rule that "you can't cultivate without money" and becomes a legendary figure straddling both the cultivation and business worlds, blazing a trail of rising success where "money makes cultivation possible, and cultivation makes even more money."