When Lu Chen woke up, he found that he had traveled to a fantasy world where immortals and demons abounded, and thousands of races competed for hegemony. What was even more outrageous was that a mysterious building called the "Bank of All Realms" appeared in his body out of thin air.
Bite! Wanjie Bank Tip: You get a newbie benefit: unlimited cultivation loan limit (interest-free period of three days)!
Seeing the evil demon sect's enchantress and the noble sect chasing after her with eager eyes, Lu Chen did not hesitate: "First, borrow the Immortal Emperor's cultivation to support the scene!"
Three days later, the bank called for debt: "Fellow Taoist, please return the cultivation base or pay interest (life span/soul/luck)."
Lu Chen looked at the mountain gate that was shattered by his own slap and his enemies who were kneeling on the ground, and scratched his head: "Huh? You didn't say you must return it when you borrowed it? Otherwise... You are going to find my defeated generals?"
As a result, the whole world of spiritual practice exploded - Demonic Giant: "Who knows! I have been practicing hard for thousands of years, and was robbed of my magic weapon by a bastard who refused to repay the loan!" Immortal Saint Lord: "Be reasonable! He owes you cultivation, why should he want to take advantage of my sect's treasure house?!" Ancient Monster Tribe: "Stop it! We are willing to help you repay the loan! I just ask you not to 'borrow' our ancestral land's spiritual veins again!"
This is an "invincible (and shameless)" story of an old bastard... Ah, no, an "invincible (and shameless)" person who relies on "credit consumption" to run rampant across the world and let the entire universe pay for him.