My name is Chen Xuanzhang. I'm here to collect a debt. If you won't let me collect, then I'll have no choice but to settle the account the hard way. You ask how? Simple: once you're dead, the debt disappears! I'm really furious right now, Great Bodhisattva Guanyin! Put your hair up! I said, put your hair up! (Revised countless times. If it's hard to read, that's all on the author. My writing isn't very good.)