After Encountering a Ghost, Can I Be 100% Loaned Money by a Ghost?

The undercurrent breaks out, ghosts run rampant, and the world order collapses. Lin Fan, an ordinary social animal, accidentally awakens a strange ability - [Loan from the Underworld] during a life-and-death crisis. Not only can he "borrow money" from ghosts, but he can also collect "interest": yang energy, memory, skills, and even cause and effect can all be traded! From then on, he embarked on an outrageous path of lending money to survive while saving the world (while earning some money from the underworld)...