I'm a Catgirl Now, and I've Inherited a Mountain of Debt from the Start

(Transformation + System + Wild Imagination + Slow Burn + Light Yuri)

Meow. Meow meow... Meow meow meow meow meow meow...

Ahhhhh! Baby, you're a fluffy, soft, adorable, pale and tender little cat!

After one of her usual bouts of lunacy, Xiumi is turned into a cat by a big shot on the other side of the screen, and a System comes along with her.

System: “You can't just meow all the time, kitty.”

Xiumi: “Then teach me how to talk!”

The System thinks it over, then has a sudden epiphany.

And so Xiumi turns into a five-foot-three catgirl, successfully solving the age-old problem of cats being unable to speak.

Forced to shoulder an enormous buyout fee, she has no choice but to complete the System's missions, and gets dragged into taking on the Controller, too.

Not long afterward, she looks down at the young woman pinned beneath her.

Xiumi gives a soft snort.

“Now you have to do my mission.”

“You owe me money.”

“We're family now. Why are you still going on about money~”